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With Unlock, each homeowner has a different set of terms based on their creditworthiness and home value. Unlike purchasing a new home or refinancing, you won't have a mortgage rate to worry about.
Unlock iPhone, Android, and all major devices with automated approval. Fast, secure, and reliable IMEI unlocking since 2025.
Review the eligibility requirements and submit a request to unlock your phone or device.
Not registered with Unlock? Start an Application. At Unlock, we provide products and services that help homeowners address financial needs so they can plan the future they envision.
We unlock the power of home equity to enrich homeowners’ lives. We do that by helping homeowners turn equity into opportunity with clear, flexible financial options – so they can plan the future they envision.
With an Unlock Home Equity Agreement (HEA), you receive a lump sum of cash today in exchange for a share of your home’s future value. The cost of your HEA is based on how much or how little your home appreciates during the length of your HEA term, which can last up to 10 years.
Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.
Through our HEA, Unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value. There are no monthly payments and no interest charges.
