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Not registered with Unlock? Start an Application. At Unlock, we provide products and services that help homeowners address financial needs so they can plan the future they envision.
We unlock the power of home equity to enrich homeowners’ lives. We do that by helping homeowners turn equity into opportunity with clear, flexible financial options – so they can plan the future they envision.
With an Unlock Home Equity Agreement (HEA), you receive a lump sum of cash today in exchange for a share of your home’s future value. The cost of your HEA is based on how much or how little your home appreciates during the length of your HEA term, which can last up to 10 years.
Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.
Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.
Join the thousands of homeowners who’ve accessed their home equity without selling or taking out a HELOC, home equity loan, or reverse mortgage.
Our flagship product is our home equity agreement (HEA), a clear, flexible financing solution for homeowners who want to access their home equity without taking on a monthly payment. Each home equity agreement (HEA) is subject to additional individual underwriting review.
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